Open Enrollment
Open Enrollment for 2027 benefits is November 2–13, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Lifestyle spending accounts (LSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Short-term and long-term disability insurance
- Accident, critical illness, and hospital indemnity insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027, except that current Cigna medical and dental elections will be mapped to the comparable Anthem plans. You must actively enroll in an FSA if you want one in 2027.
Enrollment Resources
Need Help?
Call your Benefit Advocate at 925-378-6846 if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, log in to Workday through your Okta dashboard to review your plan options and enroll in benefits.
Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Your medical and dental coverage will move from Cigna to Anthem for 2027. Monthly plan costs remain unchanged. Both dental plans will have higher orthodontia maximums—see the enhancements below.
Dental Plan Enhancements
Orthodontia maximums will increase for both Anthem dental plans:
- Anthem Base Dental: $1,500 to $2,000
- Anthem Premier Dental: $2,500 to $5,000
Plan Costs
Expand the sections below to view your 2027 medical, dental, and vision contributions per pay period.
2027 Medical Rates
Monthly employee costs
Kaiser HMO — California Only
Employee Only: $53.56
Employee + Spouse: $157.12
Employee + Children: $128.55
Employee + Family: $221.40
Kaiser HMO — Hawaii Only
Employee Only: $0.00
Employee + Spouse: $95.47
Employee + Children: $85.93
Employee + Family: $143.21
Anthem EPO
Employee Only: $65.29
Employee + Spouse: $239.42
Employee + Children: $195.89
Employee + Family: $404.84
Anthem HDHP
Employee Only: $0.00
Employee + Spouse: $75.78
Employee + Children: $62.00
Employee + Family: $106.78
Anthem PPO
Employee Only: $72.16
Employee + Spouse: $264.60
Employee + Children: $216.49
Employee + Family: $447.42
2027 Dental Rates
Monthly employee costs
Anthem Dental PPO Base
Employee Only: $0.00
Employee + Spouse: $0.00
Employee + Children: $0.00
Employee + Family: $0.00
Anthem Dental PPO Premier
Employee Only: $14.14
Employee + Spouse: $28.73
Employee + Children: $41.22
Employee + Family: $56.64
2027 Vision Rates
Monthly employee costs
VSP Vision Base
Employee Only: $0.00
Employee + Spouse: $0.00
Employee + Children: $0.00
Employee + Family: $0.00
VSP Vision Premier
Employee Only: $5.10
Employee + Spouse: $10.20
Employee + Children: $10.91
Employee + Family: $17.44
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,400*
- Dependent Care FSA – $7,500*
*These amounts reflect the 2026 IRS limits. Limits are evaluated annually and subject to change. 2027 limits are pending.
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage – $4,500
- Family medical coverage – $9,000
The contribution from Whatnot remains:
- Individual medical coverage – $1,200
- Family medical coverage – $2,400
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $340*
- Public Transportation – $340*
*These amounts reflect the 2026 IRS limits. Limits are evaluated annually and subject to change. 2027 limits are pending.
Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You have until 11:59 p.m. on November 13 to enroll or make changes. As a reminder, if you do nothing by the deadline and are currently enrolled in a Cigna medical or dental plan, your enrollment will be mapped to the comparable Anthem plan. You must re-enroll every year in your flexible spending accounts (FSAs).